Products

Products

Enterprise Credit Decisioning & Loan Origination Platform

Enterprise Credit Decisioning & Loan Origination Platform

Let’s talk

Let’s talk

A financial institution offering loans to individuals across Armenia with structured workflows and strong compliance.

A financial institution offering loans to individuals across Armenia with structured workflows and strong compliance.

Client

Confidential Enterprise Client

Deliverables

API Design

API Development

Back-End Development

Front-End Development

UX Research

UX Design

UI Design

Tech Support

The Challenge

Fragmented loan steps slowed work and caused constant rechecks. The team needed a clear interface connecting people, data, and rules while keeping every action traceable.

Client

Confidential Enterprise Client

Deliverables

API Design

API Development

Back-End Development

Front-End Development

UX Research

UX Design

UI Design

Tech Support

The Challenge

Fragmented loan steps slowed work and caused constant rechecks. The team needed a clear interface connecting people, data, and rules while keeping every action traceable.

A flow that turns
inputs into decisions

A flow that turns
inputs into decisions

A flow that turns
inputs into decisions

A modular React application drives the full loan process from intake to confirmation. Data moves through clean steps with instant calculations, guardrails, and helpful defaults. Teams stay in context while the UI handles rules and formatting.

Controls where they matter

Loan officers review live payment projections and adjust terms before saving.

Loan officers review live payment projections and adjust terms before saving.

Reviewers see status chips and alerts that surface risks early.

Reviewers see status chips and alerts that surface risks early.

Administrators manage users, roles, and branches using one consistent table layout.

Administrators manage users, roles, and branches using one consistent table layout.

Built for everyday accuracy, faster actions, and smoother teamwork

Built for everyday accuracy, faster actions, and smoother teamwork

Core Journey
and Key Screens

Core Journey
and Key Screens

Core Journey
and Key Screens

The product supports the day to day rhythm of lending. From the first input to the final save, every screen reduces hesitation and keeps people focused on the next right step.

  1. Client Identification

    Data entry is guided and structured. Masked inputs reduce errors, while lookup fields reuse existing records.

    01

  2. Client Identification

    Data entry is guided and structured. Masked inputs reduce errors, while lookup fields reuse existing records.

    01

  3. Loan Setup

    Amount, term, and rate drive instant monthly payment previews. Changes are reflected on the spot.

    02

  4. Loan Setup

    Amount, term, and rate drive instant monthly payment previews. Changes are reflected on the spot.

    02

  5. Offer Summary

    At a glance cards show the proposed payment, term, fee, and schedule items. Officers can fine tune before moving on.

    03

  6. Offer Summary

    At a glance cards show the proposed payment, term, fee, and schedule items. Officers can fine tune before moving on.

    03

  7. Guarantor Details

    Adding one or more guarantors is quick. The UI mirrors the main form to keep muscle memory intact.

    04

  8. Guarantor Details

    Adding one or more guarantors is quick. The UI mirrors the main form to keep muscle memory intact.

    04

  9. Materials and Notes

    A lightweight knowledge hub sits inside the app. Staff open guides and checklists without losing their place.

    05

  10. Materials and Notes

    A lightweight knowledge hub sits inside the app. Staff open guides and checklists without losing their place.

    05

  11. Finish and Confirmation

    The final screen confirms success, logs the action, and offers a shortcut to print or create the next request.

    06

  12. Finish and Confirmation

    The final screen confirms success, logs the action, and offers a shortcut to print or create the next request.

    06

How it looks
in real work

How it looks
in real work

How it looks
in real work

A clear, modular interface maps to real banking routines. Tables, cards, and forms share one visual language so teams switch context without cognitive load.

Smart Filters for Applications

01

Managers filter by date, branch, amount, or status. The table highlights priority items with color tags and readable sums.

Smart Filters for Applications

01

Managers filter by date, branch, amount, or status. The table highlights priority items with color tags and readable sums.

Offer Calculation View

01

Cards show payment, term, and fee. Edits to fields update values instantly, supporting quick what if checks.

Offer Calculation View

01

Cards show payment, term, and fee. Edits to fields update values instantly, supporting quick what if checks.

Reports for Daily Control

01

A compact dashboard shows totals and distribution by status. Filters change the chart and the table below in sync.

Reports for Daily Control

01

A compact dashboard shows totals and distribution by status. Filters change the chart and the table below in sync.

User Management at One Place

01

Admins add users, set roles, and update credentials in a consistent table pattern.

User Management at One Place

01

Admins add users, set roles, and update credentials in a consistent table pattern.

A Front-End Engine
That Drives Performance

A Front-End Engine
That Drives Performance

A Front-End Engine
That Drives Performance

The component library covers forms, tables, cards, alerts, and modals. Each piece is reusable and documented, which keeps the product stable as new branches and programs appear. React state is localized per step and synced with the back end through clean API calls, so screens stay responsive and errors surface early.

This foundation keeps changes cheap and safe as lending rules evolve.

Results
After Launch

Results
After Launch

Results
After Launch

The new front-end reduced hesitation and made routine decisions much faster.

30%

Less time spent reviewing loan applications

9+

Key workflow steps connected in one interface

4+

Roles working in one unified lending workflow

Let’s talk about your

digital challenges.

Good work happens when the right teams meet. We’re ready when you are.

Book a call

Let’s talk about your

digital challenges.

Good work happens when the right teams meet. We’re ready when you are.

Book a call

Let’s talk about your

digital challenges.

Good work happens when the right teams meet. We’re ready when you are.

Book a call

Let’s talk about your

digital challenges.

Good work happens when the right teams meet. We’re ready when you are.

Book a call

Let’s talk about your

digital challenges.

Good work happens when the right teams meet. We’re ready when you are.

Book a call